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Definitions of Disability Insurance

Short Term -
 This type of disability insurance pays a percentage of your salary if you become temporarily disabled, which means that you are not able to work for a short period of time due to sickness or injury not related to your job.   The benefit amount is limited to a percentage of your salary, such as 60 or 70%.  You may need this if you are unable to work due to a disability, illness, or accident. 

Long Term - This type of insurance policy insures that an employee will still receive a percentage of their income in the event that he or she is unable to work due to illness, injury, or accident for a long period of time.  You may need this if you cannot work long term due to sickness or a disabling injury.


Would you like to speak to a representative about​ your home, auto, business or other insurance needs? Please call us at 731.668.8444 or email us for a quote today.
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  • Home
  • Our Services
    • Commercial Insurance
    • Personal Insurance >
      • Homeowners Insurance
      • Auto Insurance
      • Umbrella Insurance
      • Life Insurance
      • Health Insurance
      • Disability Insurance
    • Agricultural Insurance
    • Employee Benefits
    • Retirement Solutions
  • Our Companies
  • Our Community
  • Our Team
  • Our Founder
  • Contact us
  • Privacy Policy