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You have Insurance but is Everything you own covered?

New Motorcycle?
New Outside Structures?
New Musical Instrument?
New Boat?
New Jewelry?
New Art Work?
Wedding Presents?
More Antiques?
New Hearing Aid?
New Pool?
New Hot Tub?
New Gun?
New ATV’s?
New Additions to the House?

Call Us We Can Help!

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Homeowner policies have limited coverage for these valuable items.  Additional coverage is necessary to cover the loss or damage to these items. Risk management is assessment.  Look at what could go wrong and determine what, if anything, should be put in place to mitigate loss. Our agency’s motto of many years has been, “Don’t take risk, manage risk.” Sounds simple, but what is it really like?

What does risk management really look like in day-to-day living?
If someone is injured in your pool or hot tub, riding your ATV or motorcycle, jumping on your trampoline, or even on your property, do you have the proper liability coverage to pay?
Without an additional personal umbrella policy, your homeowners will only cover a very small portion of any claims.
Did you know that if you are sued, you are personally responsible for paying any claim amounts beyond your policy limits? 
Is your personal umbrella policy enough? 
Do you even have a personal umbrella policy?

One size does not fit all.

As your specialist, we have found that an annual policy checkup is a good investment of your time.   
Slow down long enough to call us for a review of your policy.
Allow us to help you manage the risks in your home or business – to help ensure you are covered.

Call Belinda or Brenda or Stephanie at 731-668-8444  for your policy review by the  Allison Insurance Group Personal Lines Team!


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Photos used under Creative Commons from Abeeeer, AndyFitz