- Don’t rely solely on driver education. Teens’ attitudes and decision-making matter more than poor skills. Peers are influential, but parents have much more influence than typically is credited to them.
- Know the law. Become familiar with restrictions on young drivers. Enforce the rules. Learn about the law in your state from the Insurance Institute for Highway Safety.
- Restrict night driving. Most young drivers’ nighttime fatal crashes occur from 9 p.m. to midnight, so teens shouldn’t drive much later than 9. Late outings tend to be recreational, and even teens who usually follow the rules can be easily distracted or encouraged to take risks.
- Restrict passengers. About 6 of every 10 teenage passenger deaths (59 percent) during 2003 occurred in crashes with a teen driver. The best policy is to restrict teenage passengers, especially multiple teens.
- Supervise practice driving. Take an active role in helping your teenager learn how to drive, spread over at least six months and continuing even after a teenager graduates from a learner’s permit to a restricted or full license.
For more tips and information about insurance, visit State Auto's Tools and Education page on their website here.