You may have an emergency bag made up but many people prepare an emergency bag and then put it up and forget about it. When it is finally needed five years later many things are out of date and may even be hazardous to use. Go to 72 Hours to see a comprehensive and individualized list of items needed.
What about after the disaster. Many people are grateful to make it through one but what happens when it is time to rebuild and resume life. Will your insurance cover the risks you are exposed to? Make an appointment to talk to your insurance agent to go over your risks and be sure that you will be able to recover from any disaster situation.
What if you own a business and it is damaged or destroyed? You have property insurance but it may take a year to rebuild a business. Can you afford to be out of business that long? What about your employes? Your customers? 40 to 60 percent of businesses NEVER reopen after a disaster. Dont be one of them. Visit Prepare my Business for webinar's and pdf's to help make a plan for your business. Ready Business also has a whole section devoted to things you can do as a business owner to plan on staying in business no matter what happens. Once again when you complete your plan make a meeting with your insurance agent to ensure that you can stay in business for years to come.
So remember these three steps to be prepared:
Make your plan. Prepare your kit. Call your agent.