According to NORAD, Santa’s sleigh is a versatile, all weather, multi-purpose, vertical short-take-off and landing vehicle.
If he’s just using it to deliver toys, then business. If he uses it for personal use, too, then it would be a personal auto with business use added to the policy.
You probably do not deliver toys to every child around the world in your car, but are you certain that you have enough insurance on your vehicle? Are you trying to earn money on the weekends by delivering pizzas? Does the pizza company have auto insurance to cover the damage that might happen if you get in an accident? Or do you ask your employees to run business errands in their personal vehicle? What would happen if they accidentally hit a pedestrian on the way? Did you know that you can be held personally liable?
Call Allison Insurance at 731.668.8444 to find out if you have any holes in your auto insurance.