Individual Coverage

Our commitment to our clients extends to personal insurance needs. Start with your most valuable asset-yourself. Then consider the fruits of a successful business, such as a home, vehicles and other property and possessions. Just as it's cost effective to insure your business, it makes sense to have a complete personal protection package.

Life
Long-term, short-term, universal. Steady payments, decreasing payments or increasing payments. What's best for you and your family at this stage of your life? We'll help you make the right decision now-and update your life insurance to make sure it changes when that's warranted.

Health
Do circumstances leave you without group health insurance? We can search the options and build an individual plan that won't gouge your pocketbook. Decide what you need-PPO, basic health, hospitalization only, dental, vision, long-term care, etc-and we'll design your plan around those needs.

Disability
More families suffer financial crisis from a breadwinner's disability than from their death. Make sure you have a stable income to meet expenses during a time of recovery from any illness or accident that prevents you from working. We'll show you how reasonably priced this sensible protection can be.

Homeowners
Your home is your castle, your nest, your safe place. Don't let wind, hail, flooding, fire, earthquake, burglary or vandalism take away from you. We'll help you keep up-to-date on property valuations, replacement costs, policy riders and all other details that make the difference between having a homeowner's policy and having peace of mind.

Personal Auto, Vehicles
Don't be penny-wise and pound-foolish regarding your car, boat, and recreational vehicle insurance. Appropriate policies can make the best possible outcome from accidents and mishaps.

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