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_November is Alzheimer's awareness month.  Alzheimer's is a fatal brain disease that causes a slow decline in memory, thinking and reasoning skills. There are 10 warning signs of Alzheimer's. Please remember every individual is different and some people may experience one or more of these signs in varying degrees. If you observe any of them or are concerned please see a doctor.  Early detection of Alzheimer’s is the best way to slow the disease and maintain a high quality of life for your loved ones.

1. Memory changes that disrupt daily life.

2. Challenges in planning or solving problems.

3. Difficulty completing familiar tasks at home, at work or at leisure.

4. Confusion with time or place.

5. Trouble understanding visual images and spatial relationships.


6. New problems with words in speaking or writing.

7. Misplacing things and losing the ability to retrace steps. 

8. Decreased or poor judgment.

9. Withdrawal from work or social activities.

10. Changes in mood and personality.

For more information visit The Alzheimer’s Association Website

 
 
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_If you depend upon a customer, supplier or other “contributor” for a large portion of your business income, then you should consider examining this important coverage.  Dependent Properties Loss of Income coverage is used to insure against your drop-off in revenue and extra expenses when loss or damage strikes not your business – but rather strikes something or someone that is a “contributor” to your business.  Some Examples of contributors to your business are: Manufacturers, Suppliers, Shippers, Subcontractors; inter-dependent locations; and lead stores for insureds located in malls or office complexes.  This coverage should also be considered for any off-site event which is relied upon by you for a major portion of an your annual income (for example trade shows, exhibitions).  In addition, Critical Machinery that you use in your process can sometimes pose a special risk as well.  Some examples of claims: Your primary supplier sustains damage preventing them from supplying you with a critical product or component and you are unable to stay fully operational.  Your resulting loss of income (from the shutdown) would be covered.  A customer that represents 75% of your annual income loses most of their plant in a storm and must split their Manufacturing between their three other plants located in other states while it takes them over a year to rebuild.  Your resulting loss of income (from the loss of a major customer for over a year) would be covered. 

When you are highly dependent upon someone or something in your business process, you need to contact your insurance agent and review this all important coverage.

 
 
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_ November is Lung Cancer Awareness Month.  The LCA (Lung Cancer Alliance) has several  resources listed for raising awareness, distributing educational material,  and support communities.  The American Cancer Society sponsors the Great American Smoke-Out every year on the third Thursday of November.  This year it will be on 17 of November.   If you go to their site you can find several ways to help you or a loved one quit. Including quizzes, journals, guides to quitting, and how to support a loved one while they try to quit. 

Quitting smoking will increase the quality of your life and put extra money in your pocket by drastically lowering your health insurance premiums.


 
 
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_November is American Diabetes Month and is to help raise awareness about this disease.  Every 17 seconds someone in the United States is diagnosed with diabetes.  And is is estimated that 1 in every 3 American’s will have diabetes by 2050 if something isn’t done to stop this disease.  Diabetes is a serious disease and it takes the lives of more Americans that breast cancer and aids combined. For more information visit Stop Diabetes to learn how to halt diabetes in its tracks. There is a great section on Holiday Meals and how to eat heather year round.  Lowering your risk of diabetes can help you live a fuller life and put more money in your pocket by lowering your insurance costs.

 

    Allison Insurance 

    Periodically staff members will write and post articles covering our products, insurance news, and how you the consumer can reduce and manage daily risks. 

    If you would  like to speak to a representative about your unique insurance needs please call us at 731-668-8444 or visit the Contact Us page and leave a message. 

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